Easy and smooth transaction which was surprising because we were doing a reverse purchase, my first, with an out of state seller, and it went great. McKnight was fabulous under the fire of last minute needs. Happy buyer, happy agent!
Fort Worth Attorney owned and
operated with expertise in title
insurance laws and regulations.
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McKnight Title believes a strong customer relationship is paramount to all real estate transactions. You can count on us to deliver excellent customer service and personal attention to your title insurance needs. We specialize in commercial, residential resale, new home sales and land development. We strive to set the standard for the title insurance industry by providing quality service that exceeds customer expectations. We are committed to provide the highest quality of service.
About Our Company
McKnight Title believes a strong customer relationship is paramount to all real estate transactions.
By representing the nation’s leading underwriters we are able to be flexible, providing our clients the security of being insured by the largest and best companies in the industry, and allowing personal service only a Fort Worth family-owned company can provide.
Fort Worth attorney owned and operated with expertise in title insurance laws and regulations. In-house title search and examination team with the experience to provide the highest quality product and fastest production times in the industry.
Professional staff with over 200 years of combined experience committed to excellence and quality personal service. Attentive service from the moment the contract is receipted until funding. Offsite closings, and hand delivery of paperwork and checks when necessary.
WHAT Our Clients Say
Eppy is the one that has handled our title business on our new house. She is very professional, kind and understanding. If you have any questions she takes time to help you understand no hurry to get it done the last thing she would want is an unhappy customer. Thanks Eppy for all your hard work we appreciate you more than words can say.
Rodney & Brenda
Fast and efficient! Very nice and helpful staff too!
Have some Questions?
Real estate has traditionally been a family’s most valuable asset. It is a form of wealth that is protected by many laws. These laws have been enacted to protect one’s ownership of real estate and the improvements located on the land. The owner, the owner’s family, and the owner’s heirs have rights or claims in and to the property that you are buying. Those who may have an interest in or lien upon the property could be governmental bodies, contractors, lenders, judgment creditors, the Internal Revenue Service, or various other individuals or corporations. The real estate may be sold to you without the knowledge of the party having a right or claim in and to the property. In addition, you may purchase the real estate without having any knowledge of these rights or claims. In either event, these rights or claims remain attached to the title to the property that you are buying until they are extinguished.
Generally, a person thinks of insurance in terms of the payment of future loss due to the occurrence of some future event. For instance, a party obtains automobile insurance in order to pay for future loss occasioned by a future “fender bender” or for the future theft of the car. Title insurance is a unique form of insurance. It provides coverage for future claims or future losses due to title defects which are created by some past event (i.e., event prior to the acquisition of the property.) These risks are far less obvious than those protected against by automobile insurance, but can be just as devastating. The following information will answer some commonly asked questions about title insurance.
It is of utmost importance that you receive clear title to the property when you purchase real estate. In order to do so, you must first be informed of any existing rights or claims that may, in the future, threaten your title and possession to the property. Title insurance provides you with this twofold protection.
In order to determine the status of title, McKnight Title conducts a diligent search of the public records for those documents associated with the property. McKnight Title then examines those recorded documents in order to determine if there are any rights or claims that may have an impact upon the title to the property. The title search may reveal the existence of recorded defects, liens or encumbrances upon the title such as unpaid taxes, unsatisfied mortgages, judgments and tax liens against the current or past owners, easements, restrictions and court actions. These recorded defects, liens and encumbrances are reported to you prior to your purchase of the property. Once reported, these matters can be accepted, resolved or extinguished prior to the closing of the transaction. In addition, you are protected against any recorded defects, liens or encumbrances upon the title that are unreported to you and which are within the coverage of the particular policy issued in the transaction. This is the first benefit you receive from title insurance.
The title to the property that you have purchased could be seriously threatened or lost completely by hazards which are considered “hidden risks.” “Hidden Risks” are those matters, rights or claims that are not shown by the public records and, therefore, are not discoverable by a search and examination of those public records. Matters such as forgery, incompetency or incapacity of the parties, fraudulent impersonation, and unknown errors in the records are examples of “hidden risks” which could provide a basis for a claim after you have purchased the property. In order to protect you against this possibility, McKnight Title provides insurance coverage for such claims. This is the second benefit you receive from title insurance.
If a claim is made against your insured title, McKnight Title Insurance protects you by: (1) Defending your title, in court if necessary, at no cost to you, and (2) Bearing the cost of settling the case, if it proves valid, in order to protect your title and maintain your possession of your property.
Title insurance gives you the assurance that possible clouds on title to the property you are purchasing – which can be discovered from the public records – have been called to your attention that such defects can be corrected before you buy. Additionally, it is insurance that if any undiscovered claims covered by your policy arises out of the past to threaten your ownership of real estate, it will be disposed of, or you will be reimbursed exactly as your title insurance policy provides.
Unlike other forms of insurance, the original premium is your only cost as long as you or your heirs own the property. There are no annual payments to keep your Owner’s Title Insurance Policy in force.